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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $230,141 | $98,766+133.0% | $149,730+53.7% | $79,852+188.2% |
| Participation rate | 100.0% | 75.8%+24.2pp | 82.5%+17.5pp | 69.6%+30.4pp |
| Annual return | 10.76% | 27.43%-16.7pp | 276.70%-265.9pp | 31.72%-21.0pp |
| Employer contribution / active EE | $8,000 | $3,217+148.7% | $4,645+72.2% | $2,471+223.7% |
| Participant deferral / active EE | $11,163 | $5,681+96.5% | $6,843+63.1% | $3,740+198.4% |
| Admin fee / account holder | $72,169 | $6,052+1092.5% | $9,310+675.1% | $5,306+1260.1% |