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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $231,254 | $106,749+116.6% | $145,433+59.0% | $82,448+180.5% |
| Participation rate | 98.1% | 75.6%+22.5pp | 82.1%+16.0pp | 68.1%+30.0pp |
| Annual return | 10.25% | 27.59%-17.3pp | 66.58%-56.3pp | 41.64%-31.4pp |
| Employer contribution / active EE | $8,322 | $3,444+141.6% | $4,554+82.7% | $2,551+226.2% |
| Participant deferral / active EE | $9,224 | $6,519+41.5% | $7,897+16.8% | $4,139+122.8% |
| Admin fee / account holder | $49,565 | $8,390+490.8% | $13,129+277.5% | $7,234+585.1% |