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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $231,254 | $107,421+115.3% | $182,262+26.9% | $94,015+146.0% |
| Participation rate | 98.1% | 77.8%+20.3pp | 84.2%+13.9pp | 70.8%+27.3pp |
| Annual return | 10.25% | 21.32%-11.1pp | 140.60%-130.3pp | 17.84%-7.6pp |
| Employer contribution / active EE | $8,322 | $3,448+141.4% | $5,046+64.9% | $2,790+198.3% |
| Participant deferral / active EE | $9,224 | $6,558+40.7% | $8,276+11.5% | $4,249+117.1% |
| Admin fee / account holder | $49,565 | $8,692+470.2% | $16,712+196.6% | $8,951+453.7% |