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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $73,087 | $54,370+34.4% | $82,763-11.7% | $68,490+6.7% |
| Participation rate | 47.9% | 63.9%-16.0pp | 72.6%-24.6pp | 67.9%-20.0pp |
| Annual return | -13.81% | -13.67%-0.1pp | 702.45%-716.3pp | -7.85%-6.0pp |
| Employer contribution / active EE | $405 | $2,219-81.8% | $3,008-86.6% | $2,597-84.4% |
| Participant deferral / active EE | $1,948 | $3,247-40.0% | $4,395-55.7% | $4,028-51.6% |
| Admin fee / account holder | $3,818 | $4,398-13.2% | $5,325-28.3% | $5,403-29.3% |