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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $64,111 | $60,139+6.6% | $90,461-29.1% | $79,856-19.7% |
| Participation rate | 53.8% | 65.0%-11.1pp | 72.7%-18.8pp | 69.6%-15.8pp |
| Annual return | 11.18% | 71.96%-60.8pp | 1294.76%-1283.6pp | 31.71%-20.5pp |
| Employer contribution / active EE | $449 | $2,069-78.3% | $3,264-86.2% | $2,471-81.8% |
| Participant deferral / active EE | $2,084 | $2,939-29.1% | $3,964-47.4% | $3,741-44.3% |
| Admin fee / account holder | $16,103 | $3,978+304.8% | $5,617+186.7% | $5,306+203.5% |