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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $68,476 | $53,128+28.9% | $86,582-20.9% | $70,126-2.4% |
| Participation rate | 52.5% | 65.3%-12.8pp | 73.5%-21.0pp | 69.5%-17.0pp |
| Annual return | 13.44% | 27.66%-14.2pp | 965.08%-951.6pp | 73.15%-59.7pp |
| Employer contribution / active EE | $388 | $2,068-81.2% | $2,839-86.3% | $2,343-83.4% |
| Participant deferral / active EE | $2,298 | $2,695-14.7% | $3,609-36.3% | $3,332-31.0% |
| Admin fee / account holder | $837 | $3,584-76.6% | $4,904-82.9% | $4,645-82.0% |