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Participant contribution per participant is in the bottom quintile of the peer cohort.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant are in the bottom quintile of the peer cohort - savings-rate / match opportunity.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $3,877 | $65,364-94.1% | $92,909-95.8% | $72,975-94.7% |
| Participation rate | 100.0% | 68.3%+31.7pp | 76.0%+24.0pp | 69.5%+30.5pp |
| Annual return | 16.56% | 42.11%-25.5pp | 109.44%-92.9pp | 81.01%-64.5pp |
| Employer contribution / active EE | $605 | $2,594-76.7% | $3,653-83.4% | $2,440-75.2% |
| Participant deferral / active EE | $431 | $3,128-86.2% | $4,238-89.8% | $3,608-88.0% |
| Admin fee / account holder | $762 | $4,251-82.1% | $5,795-86.9% | $5,124-85.1% |