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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $56,207 | $81,870-31.3% | $119,608-53.0% | $68,495-17.9% |
| Participation rate | 67.2% | 71.9%-4.7pp | 79.3%-12.1pp | 67.9%-0.7pp |
| Annual return | -17.21% | -23.82%+6.6pp | -14.98%-2.2pp | -7.84%-9.4pp |
| Employer contribution / active EE | $1,187 | $2,692-55.9% | $4,232-71.9% | $2,596-54.3% |
| Participant deferral / active EE | $4,180 | $4,148+0.8% | $5,601-25.4% | $4,028+3.8% |
| Admin fee / account holder | $4,750 | $6,583-27.8% | $10,326-54.0% | $5,403-12.1% |