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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $214,946 | $105,198+104.3% | $159,455+34.8% | $85,856+150.4% |
| Participation rate | 95.6% | 75.8%+19.8pp | 82.8%+12.7pp | 69.3%+26.2pp |
| Annual return | 11.55% | 45.08%-33.5pp | 263.63%-252.1pp | 318.58%-307.0pp |
| Employer contribution / active EE | $5,181 | $3,319+56.1% | $4,830+7.3% | $2,565+102.0% |
| Participant deferral / active EE | $8,553 | $5,946+43.9% | $7,353+16.3% | $3,952+116.4% |
| Admin fee / account holder | $22,489 | $6,934+224.3% | $10,800+108.2% | $6,261+259.2% |