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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $212,062 | $89,367+137.3% | $141,191+50.2% | $72,975+190.6% |
| Participation rate | 100.0% | 75.1%+24.9pp | 82.5%+17.5pp | 69.5%+30.5pp |
| Annual return | 17.18% | 111.87%-94.7pp | 71.41%-54.2pp | 81.01%-63.8pp |
| Employer contribution / active EE | $6,475 | $3,115+107.9% | $4,736+36.7% | $2,440+165.4% |
| Participant deferral / active EE | $8,813 | $5,419+62.6% | $6,710+31.3% | $3,608+144.3% |
| Admin fee / account holder | $31,708 | $5,957+432.3% | $10,264+208.9% | $5,124+518.8% |