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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $241,556 | $93,598+158.1% | $135,974+77.6% | $75,173+221.3% |
| Participation rate | 100.0% | 75.2%+24.8pp | 81.9%+18.1pp | 67.2%+32.8pp |
| Annual return | 14.27% | 30.89%-16.6pp | 68.30%-54.0pp | 160.72%-146.4pp |
| Employer contribution / active EE | $11,047 | $3,538+212.3% | $4,859+127.4% | $2,671+313.6% |
| Participant deferral / active EE | $10,965 | $6,405+71.2% | $7,760+41.3% | $4,126+165.7% |
| Admin fee / account holder | $22,203 | $6,978+218.2% | $10,767+106.2% | $5,651+292.9% |