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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $274,788 | $98,776+178.2% | $149,745+83.5% | $79,856+244.1% |
| Participation rate | 100.0% | 75.8%+24.2pp | 82.5%+17.5pp | 69.6%+30.4pp |
| Annual return | 11.47% | 27.38%-15.9pp | 276.72%-265.3pp | 31.71%-20.2pp |
| Employer contribution / active EE | $5,947 | $3,217+84.8% | $4,646+28.0% | $2,471+140.6% |
| Participant deferral / active EE | $11,058 | $5,681+94.6% | $6,843+61.6% | $3,741+195.6% |
| Admin fee / account holder | $19,874 | $6,053+228.3% | $9,312+113.4% | $5,306+274.5% |