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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $322,551 | $105,200+206.6% | $159,474+102.3% | $85,847+275.7% |
| Participation rate | 96.7% | 75.8%+20.9pp | 82.8%+13.8pp | 69.3%+27.3pp |
| Annual return | 12.87% | 45.08%-32.2pp | 263.68%-250.8pp | 318.61%-305.7pp |
| Employer contribution / active EE | $14,274 | $3,319+330.1% | $4,831+195.5% | $2,565+456.4% |
| Participant deferral / active EE | $10,497 | $5,946+76.5% | $7,353+42.8% | $3,952+165.6% |
| Admin fee / account holder | $36,452 | $6,934+425.7% | $10,802+237.4% | $6,261+482.2% |