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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $115,175 | $61,125+88.4% | $94,057+22.5% | $87,485+31.7% |
| Participation rate | 72.0% | 64.1%+7.9pp | 73.3%-1.3pp | 68.9%+3.1pp |
| Annual return | 9.67% | 35.20%-25.5pp | 480.62%-471.0pp | 26.06%-16.4pp |
| Employer contribution / active EE | $783 | $2,136-63.3% | $2,933-73.3% | $2,596-69.8% |
| Participant deferral / active EE | $9,754 | $3,260+199.2% | $4,709+107.1% | $4,274+128.3% |
| Admin fee / account holder | $60,869 | $5,629+981.4% | $7,244+740.2% | $7,775+682.9% |