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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $115,175 | $51,638+123.0% | $68,368+68.5% | $82,448+39.7% |
| Participation rate | 72.0% | 63.6%+8.4pp | 73.8%-1.8pp | 68.1%+3.9pp |
| Annual return | 9.67% | 37.53%-27.9pp | 292.57%-282.9pp | 41.64%-32.0pp |
| Employer contribution / active EE | $783 | $2,047-61.7% | $2,649-70.4% | $2,551-69.3% |
| Participant deferral / active EE | $9,754 | $2,914+234.8% | $4,123+136.6% | $4,139+135.7% |
| Admin fee / account holder | $60,869 | $4,643+1210.9% | $5,150+1082.0% | $7,234+741.4% |