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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $115,175 | $69,590+65.5% | $136,867-15.8% | $94,015+22.5% |
| Participation rate | 72.0% | 66.3%+5.7pp | 74.5%-2.5pp | 70.8%+1.2pp |
| Annual return | 9.67% | 19.62%-10.0pp | 42.97%-33.3pp | 17.84%-8.2pp |
| Employer contribution / active EE | $783 | $2,396-67.3% | $3,547-77.9% | $2,790-71.9% |
| Participant deferral / active EE | $9,754 | $3,437+183.8% | $4,924+98.1% | $4,249+129.5% |
| Admin fee / account holder | $60,869 | $8,912+583.0% | $10,340+488.7% | $8,951+580.0% |