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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $266,481 | $86,701+207.4% | $73,309+263.5% | $125,389+112.5% |
| Participation rate | 100.0% | 78.6%+21.4pp | 74.9%+25.1pp | 83.2%+16.8pp |
| Annual return | 1.67% | 2.78%-1.1pp | 5.67%-4.0pp | 282.24%-280.6pp |
| Employer contribution / active EE | $1,372 | $4,152-67.0% | $3,237-57.6% | $4,866-71.8% |
| Participant deferral / active EE | $14,474 | $5,549+160.8% | $4,991+190.0% | $5,352+170.5% |
| Admin fee / account holder | $62,212 | $7,768+700.8% | $5,635+1004.1% | $9,541+552.1% |