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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $594,014 | $99,644+496.1% | $86,438+587.2% | $134,532+341.5% |
| Participation rate | 100.0% | 82.1%+17.9pp | 80.3%+19.7pp | 81.2%+18.8pp |
| Annual return | -27.90% | 6787.26%-6815.2pp | 4397.19%-4425.1pp | 418.27%-446.2pp |
| Employer contribution / active EE | $7,401 | $4,402+68.1% | $3,769+96.3% | $4,741+56.1% |
| Participant deferral / active EE | $20,870 | $7,247+188.0% | $6,952+200.2% | $6,401+226.1% |
| Admin fee / account holder | $7,781 | $8,375-7.1% | $6,733+15.6% | $11,429-31.9% |