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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $174,319 | $89,367+95.1% | $141,191+23.5% | $72,975+138.9% |
| Participation rate | 100.0% | 75.1%+24.9pp | 82.5%+17.5pp | 69.5%+30.5pp |
| Annual return | 4.65% | 111.87%-107.2pp | 71.41%-66.8pp | 81.01%-76.4pp |
| Employer contribution / active EE | $4,637 | $3,115+48.9% | $4,736-2.1% | $2,440+90.0% |
| Participant deferral / active EE | $6,096 | $5,419+12.5% | $6,710-9.2% | $3,608+69.0% |
| Admin fee / account holder | $23,281 | $5,957+290.8% | $10,264+126.8% | $5,124+354.3% |