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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $173,549 | $76,551+126.7% | $123,894+40.1% | $62,881+176.0% |
| Participation rate | 100.0% | 73.0%+27.0pp | 81.4%+18.6pp | 69.3%+30.7pp |
| Annual return | 4.61% | 18.68%-14.1pp | 47.52%-42.9pp | 20.14%-15.5pp |
| Employer contribution / active EE | $4,322 | $2,882+50.0% | $4,617-6.4% | $2,281+89.5% |
| Participant deferral / active EE | $6,088 | $4,840+25.8% | $5,984+1.7% | $3,203+90.1% |
| Admin fee / account holder | $13,815 | $4,826+186.3% | $8,357+65.3% | $4,296+221.6% |