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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $182,960 | $85,766+113.3% | $136,298+34.2% | $70,126+160.9% |
| Participation rate | 100.0% | 74.2%+25.8pp | 81.9%+18.1pp | 69.5%+30.5pp |
| Annual return | 12.45% | 31.46%-19.0pp | 5156.27%-5143.8pp | 73.15%-60.7pp |
| Employer contribution / active EE | $4,247 | $2,966+43.2% | $4,696-9.6% | $2,343+81.3% |
| Participant deferral / active EE | $5,915 | $5,051+17.1% | $6,247-5.3% | $3,332+77.5% |
| Admin fee / account holder | $2,197 | $5,421-59.5% | $9,244-76.2% | $4,645-52.7% |