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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $57,442 | $118,488-51.5% | $98,462-41.7% | $139,487-58.8% |
| Participation rate | 72.7% | 77.5%-4.7pp | 75.2%-2.4pp | 80.3%-7.6pp |
| Annual return | 13.43% | 18.96%-5.5pp | 21.17%-7.7pp | 373.84%-360.4pp |
| Employer contribution / active EE | $2,571 | $3,611-28.8% | $3,049-15.7% | $4,755-45.9% |
| Participant deferral / active EE | $5,414 | $5,393+0.4% | $4,738+14.2% | $6,713-19.4% |
| Admin fee / account holder | $9,477 | $13,868-31.7% | $8,875+6.8% | $11,407-16.9% |