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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $28,833 | $99,032-70.9% | $80,022-64.0% | $135,380-78.7% |
| Participation rate | 81.3% | 78.4%+2.9pp | 75.8%+5.4pp | 82.6%-1.4pp |
| Annual return | -7.04% | 15.39%-22.4pp | 11.22%-18.3pp | 519.81%-526.8pp |
| Employer contribution / active EE | $2,142 | $3,043-29.6% | $2,468-13.2% | $4,779-55.2% |
| Participant deferral / active EE | $4,142 | $4,282-3.3% | $3,686+12.4% | $5,609-26.1% |
| Admin fee / account holder | $979 | $10,436-90.6% | $6,521-85.0% | $10,828-91.0% |