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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $60,335 | $127,790-52.8% | $106,555-43.4% | $167,536-64.0% |
| Participation rate | 73.3% | 78.3%-4.9pp | 76.1%-2.8pp | 82.1%-8.8pp |
| Annual return | 9.43% | 33.88%-24.4pp | 26.80%-17.4pp | 478.82%-469.4pp |
| Employer contribution / active EE | $1,847 | $3,428-46.1% | $2,819-34.5% | $4,839-61.8% |
| Participant deferral / active EE | $3,494 | $5,088-31.3% | $4,399-20.6% | $6,342-44.9% |
| Admin fee / account holder | $1,727 | $11,229-84.6% | $7,408-76.7% | $12,315-86.0% |