Retirement plan

CREATIVE ASSOCIATES INTERNATIONAL, INC. INCENTIVE SAVINGS PROGRAM

Name: CREATIVE ASSOCIATES INTERNATIONAL, INC. - CREATIVE ASSOCIATES INTERNATIONAL, INC. INCENTIVE SAVINGS PROGRAM (2018) Form 5500
Creator: CREATIVE ASSOCIATES INTERNATIONAL, INC.
License: https://www.dol.gov/general/disclaim
Keywords: Form 5500, ERISA, retirement plan, CREATIVE ASSOCIATES INTERNATIONAL, INC. INCENTIVE SAVINGS PROGRAM, CREATIVE ASSOCIATES INTERNATIONAL, INC.

CREATIVE ASSOCIATES INTERNATIONAL, INC.EIN 52-1154258Plan #001PY 2018

5301 WISCONSIN AVENUE, N.W., #700 - WASHINGTON, DC 20015202-966-5804creativeassociatesinternational.comLinkedIn501-1000 employeesinternational trade and development

Prospect flagsFailed to transmit contributions

How to read this page

Total assets (EOY)

$25.2M

-1.1% from 2017

Total participants

401

+6.6% from 2017

Average account balance

$62,782

-7.8% from 2017

Annual return

-6.32%

-23.77 pp from 2017

Benchmarks

See 5,340 peers

Peer group

Industry54 - Professional, Scientific, and Technical Services

Plan typeDefined contribution

Participants100-249

Cohort5,340 peers

Snapshot2018

Free accounts unlock saves, downloads, and 3-year history.

Analytics

Total assets (EOY)

Plan-year ending balance

$34.81M

Not enough data

1 years with asset history on file

Average account balance

Total assets / participants with a balance (line 6g)

$98K

Not enough data

1 years with per-participant data

Participants with account balance

Stacked by status: active / separated vested / retired or beneficiary. Total = line 6g.

357

Not enough data

1 years with headcount on file

Eligible Participants and Participation

Bars: eligible actives (line 6a). Line: derived rate = active employees with a balance / 6a.

84.7%

Not enough data

1 years with eligibility data

Contributions (total)

Employer and participant dollars contributed each year

$2.75M

Not enough data

1 years with contributions on file

Contributions per participant

Average employer and participant contribution per enrolled participant

$16K

Not enough data

1 years with per-participant contribution data

Asset flow

BOY + contributions + return - distributions = EOY

Year

Annual return

Diverging bars; negative years highlighted

+12.40%

Not enough data

1 years with return on file

Admin fee / account holder

Total admin expenses / participants with a balance (line 6g)

$310

Not enough data

1 years with admin cost on file

Asset composition

Cash / stocks / bonds / mutual funds / real estate / loans over time

Not enough data

1 years with F_SCH_H allocation on file

Free accounts unlock saves, downloads, and 3-year history.

Service providers

Top 5 by compensation

Provider	Service type	Compensation
LPL FINANCIAL1 year Filed as: LPL FINANCIAL RPCP Service code 27 · EIN 04-3046611 P.O. BOX 502533 · SAN DIEGO, CA 92150	Advisory (Plan)	$52,058
JM PENSION ADVISORY, INC.1 year Service code 13 · EIN 52-1910770 3905 NATIONAL DRIVE, SUITE 375 · BURTONSVILLE, MD 20866	Contract Administrator	$33,821
THE VANGUARD GROUP, INC.1 year Filed as: THE VANGUARD GROUP Service code 28 · EIN 23-1945930	Investment Management	$29,240
RUBINO & COMPANY1 year Service code 10 6903 ROCKLEDGE DR · BETHESDA, MD 20817	Accounting	$12,085
MORNINGSTAR1 year Service code 27 22 WEST WASHINGTON STREET · CHICAGO, IL 60602	Advisory (Plan)	$650

Plan features & details

Pension benefit codes2A2E2F2G2J2K3D

Plan features

2A
Age/service weighted or new comparability plan
Age/service weighted plan where allocations are based on age service or age and service; or new comparability or similar plan where allocations are based on participant classifications consisting entirely or predominantly of highly compensated employees or the plan provides an additional allocation rate on compensation above a specified threshold that exceeds the permitted disparity limits of Code section 401(l).
2E
Profit-sharing
Profit-sharing plan.
2F
ERISA section 404(c) plan
This plan or any part of it is intended to meet the conditions of 29 CFR 2550.404c-1 (shifting investment responsibility to participants).
2G
Total participant-directed account plan
Participants have the opportunity to direct the investment of all of the assets allocated to their individual accounts regardless of whether 29 CFR 2550.404c-1 is intended to be met.
2J
Code section 401(k) feature
Cash or deferred arrangement described in Code section 401(k) that is part of a qualified defined contribution plan under which employees may elect to defer part of their compensation or receive these amounts in cash.
2K
Code section 401(m) arrangement
Employee contributions are allocated to separate accounts under the plan or employer contributions are based in whole or in part on employee deferrals or contributions to the plan. Not applicable to 401(k) plans with only QNECs and/or QMACs or to 403(b)(1) 403(b)(7) or 408 arrangements.
3D
Pre-approved pension plan
A master prototype or volume submitter plan that is the subject of a favorable opinion or advisory letter from the IRS.

Opportunity flags

1 tripped

ComplianceFailed to transmit contributions
Form 5500 reported a failure to timely transmit participant contributions (Schedule H line 4a).

Expense breakdown

Schedule H Part II

Admin total

$103K

$434 / participant

Investment mgmt$103K100.0%

% of EOY assets

0.410%

all-in expense ratio

Categories reported

1 / 9

subdivided buckets used

Audit opinion

Schedule H Part III

Unqualified opinion

Auditor signed off without reservation - the cleanest possible opinion.

Auditor firm: RUBINO & COMPANY CHTD
Auditor EIN: 521186096
Audit fees: (not subdivided)
Opinion code: Unqualified

Metric

This plan

Peer set

Industry

Size

Avg account balance

$62,782

$73,102-14.1%

$123,552-49.2%

$56,287+11.5%

Participation rate

100.0%

74.3%+25.7pp

82.3%+17.7pp

69.9%+30.1pp

Annual return

-6.32%

3.01%-9.3pp

119.20%-125.5pp

-9.96%+3.6pp

Employer contribution / active EE

$5,174

$2,977+73.8%

$4,628+11.8%

$2,111+145.1%

Participant deferral / active EE

$9,361

$5,423+72.6%

$6,426+45.7%

$3,350+179.4%

Admin fee / account holder

$257

$554-53.5%

$9,285-97.2%

$521-50.6%

Provider

Service type

Compensation

LPL FINANCIAL1 year

Filed as: LPL FINANCIAL RPCP

Service code 27 · EIN 04-3046611

P.O. BOX 502533 · SAN DIEGO, CA 92150

Advisory (Plan)

$52,058

JM PENSION ADVISORY, INC.1 year

Service code 13 · EIN 52-1910770

3905 NATIONAL DRIVE, SUITE 375 · BURTONSVILLE, MD 20866

Contract Administrator

$33,821

THE VANGUARD GROUP, INC.1 year

Filed as: THE VANGUARD GROUP

Service code 28 · EIN 23-1945930

Investment Management

$29,240

RUBINO & COMPANY1 year

Service code 10

6903 ROCKLEDGE DR · BETHESDA, MD 20817

Accounting

$12,085

MORNINGSTAR1 year

Service code 27

22 WEST WASHINGTON STREET · CHICAGO, IL 60602

Advisory (Plan)

$650

CREATIVE ASSOCIATES INTERNATIONAL, INC. INCENTIVE SAVINGS PROGRAM

Summary metrics

Benchmarksi

Analytics

Service providersi

Plan features & details

Opportunity flagsi

Expense breakdowni

Audit opinioni

CREATIVE ASSOCIATES INTERNATIONAL, INC. INCENTIVE SAVINGS PROGRAM

Summary metrics

Benchmarksi

Analytics

Service providersi

Plan features & details

Opportunity flagsi

Expense breakdowni

Audit opinioni

Benchmarks

Service providers

Opportunity flags

Expense breakdown

Audit opinion

Benchmarks

Service providers

Opportunity flags

Expense breakdown

Audit opinion