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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $55,680 | $87,059-36.0% | $105,608-47.3% | $80,925-31.2% |
| Participation rate | 65.8% | 70.4%-4.7pp | 75.3%-9.5pp | 67.7%-1.9pp |
| Annual return | 28.44% | 17.05%+11.4pp | 116.50%-88.1pp | 35.65%-7.2pp |
| Employer contribution / active EE | $753 | $2,396-68.6% | $3,167-76.2% | $2,756-72.7% |
| Participant deferral / active EE | $2,849 | $3,986-28.5% | $5,010-43.1% | $4,299-33.7% |
| Admin fee / account holder | $4,619 | $8,443-45.3% | $11,028-58.1% | $6,940-33.4% |