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Employer contribution per participant is in the bottom quintile of the peer cohort.
Assets per participant are in the bottom quintile of the peer cohort - savings-rate / match opportunity.
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
Auditor signed off without reservation - the cleanest possible opinion.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $24,142 | $67,411-64.2% | $91,004-73.5% | $70,126-65.6% |
| Participation rate | 78.6% | 71.4%+7.2pp | 75.6%+3.0pp | 69.5%+9.0pp |
| Annual return | 14.14% | -40.16%+54.3pp | 4.60%+9.5pp | 73.15%-59.0pp |
| Employer contribution / active EE | $226 | $1,786-87.3% | $2,456-90.8% | $2,343-90.3% |
| Participant deferral / active EE | $1,445 | $2,823-48.8% | $3,548-59.3% | $3,332-56.6% |
| Admin fee / account holder | $14 | $4,236-99.7% | $5,417-99.7% | $4,645-99.7% |