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| Provider | Service type | Compensation |
|---|---|---|
BENEFIT FIDUCIARY GROUP LLC4 years Service code 27 6802 PARAGON PLACE, SUITE 126 · RICHMOND, VA 23230 | Advisory (Plan) | $25,117 |
Filed as: EMPOWER ANNUITY INSURANCE COMPANY O Service code 64 8515 EAST ORCHARD ROAD · GREENWOOD VILLAGE, CO 80111 | Recordkeeping Fees | $18,482 |
Filed as: EMPOWER ADVISORY GROUP, LLC Service code 28 8515 EAST ORCHARD ROAD · GREENWOOD VILLAGE, CO 80111 | Investment Management | $3,428 |
Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Auditor signed off without reservation - the cleanest possible opinion.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $51,102 | $64,176-20.4% | $112,249-54.5% | $66,938-23.7% |
| Participation rate | 52.1% | 68.4%-16.3pp | 75.1%-22.9pp | 69.8%-17.7pp |
| Annual return | -14.42% | -13.80%-0.6pp | 27.48%-41.9pp | 1.58%-16.0pp |
| Employer contribution / active EE | $1,331 | $3,007-55.7% | $3,636-63.4% | $2,545-47.7% |
| Participant deferral / active EE | $2,437 | $3,694-34.0% | $4,729-48.5% | $4,238-42.5% |
| Admin fee / account holder | $301 | $626-51.8% | $6,412-95.3% | $594-49.2% |