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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $14,652 | $169,237-91.3% | $129,339-88.7% | $145,978-90.0% |
| Participation rate | 41.7% | 76.5%-34.8pp | 69.6%-28.0pp | 80.3%-38.6pp |
| Annual return | 11.51% | 14364.43%-14352.9pp | 9437.05%-9425.5pp | 550.52%-539.0pp |
| Employer contribution / active EE | $801 | $5,540-85.6% | $4,154-80.7% | $4,662-82.8% |
| Participant deferral / active EE | $1,164 | $4,991-76.7% | $4,170-72.1% | $6,690-82.6% |
| Admin fee / account holder | $301 | $9,882-97.0% | $7,668-96.1% | $13,400-97.8% |