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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $12,806 | $156,927-91.8% | $121,169-89.4% | $139,456-90.8% |
| Participation rate | 58.3% | 76.4%-18.1pp | 69.5%-11.2pp | 80.3%-22.0pp |
| Annual return | 18.91% | 1475.85%-1456.9pp | 986.71%-967.8pp | 373.45%-354.5pp |
| Employer contribution / active EE | $385 | $5,542-93.1% | $4,168-90.8% | $4,753-91.9% |
| Participant deferral / active EE | $1,744 | $4,848-64.0% | $4,083-57.3% | $6,711-74.0% |
| Admin fee / account holder | $943 | $6,946-86.4% | $5,645-83.3% | $11,407-91.7% |