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Employer contribution per participant is in the bottom quintile of the peer cohort.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $118,028 | $64,719+82.4% | $112,249+5.1% | $68,486+72.3% |
| Participation rate | 100.0% | 67.2%+32.8pp | 75.1%+24.9pp | 67.9%+32.1pp |
| Annual return | -13.63% | -11.40%-2.2pp | 27.48%-41.1pp | -7.85%-5.8pp |
| Employer contribution / active EE | $383 | $2,747-86.1% | $3,636-89.5% | $2,597-85.3% |
| Participant deferral / active EE | $4,237 | $3,565+18.8% | $4,729-10.4% | $4,028+5.2% |
| Admin fee / account holder | $5,171 | $5,232-1.2% | $6,412-19.4% | $5,404-4.3% |