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Employer contribution per participant is in the bottom quintile of the peer cohort.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $95,445 | $97,732-2.3% | $83,831+13.9% | $135,380-29.5% |
| Participation rate | 100.0% | 80.0%+20.0pp | 76.1%+23.9pp | 82.6%+17.4pp |
| Annual return | -0.72% | 1287.56%-1288.3pp | 850.99%-851.7pp | 519.81%-520.5pp |
| Employer contribution / active EE | $466 | $4,222-89.0% | $3,631-87.2% | $4,779-90.2% |
| Participant deferral / active EE | $4,631 | $4,683-1.1% | $4,082+13.4% | $5,609-17.4% |
| Admin fee / account holder | $1,237 | $6,675-81.5% | $5,479-77.4% | $10,828-88.6% |