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Employer contribution per participant is in the bottom quintile of the peer cohort.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $90,148 | $106,008-15.0% | $92,240-2.3% | $147,586-38.9% |
| Participation rate | 100.0% | 80.4%+19.6pp | 76.5%+23.5pp | 82.8%+17.2pp |
| Annual return | 16.95% | 50.05%-33.1pp | 176.29%-159.3pp | 578.59%-561.6pp |
| Employer contribution / active EE | $469 | $4,333-89.2% | $3,680-87.3% | $4,876-90.4% |
| Participant deferral / active EE | $4,697 | $4,478+4.9% | $3,897+20.5% | $5,439-13.6% |
| Admin fee / account holder | $1,186 | $6,333-81.3% | $5,194-77.2% | $10,886-89.1% |