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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $120,730 | $88,672+36.2% | $105,223+14.7% | $82,448+46.4% |
| Participation rate | 100.0% | 67.9%+32.1pp | 75.0%+25.0pp | 68.1%+31.9pp |
| Annual return | 11.61% | 30.86%-19.2pp | 180.65%-169.0pp | 41.64%-30.0pp |
| Employer contribution / active EE | $2,505 | $3,048-17.8% | $3,689-32.1% | $2,551-1.8% |
| Participant deferral / active EE | $5,292 | $4,036+31.1% | $5,072+4.4% | $4,139+27.9% |
| Admin fee / account holder | $22,670 | $7,146+217.2% | $8,859+155.9% | $7,234+213.4% |