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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $218,878 | $202,342+8.2% | $172,753+26.7% | $152,909+43.1% |
| Participation rate | 100.0% | 87.1%+12.9pp | 82.6%+17.4pp | 82.5%+17.5pp |
| Annual return | 26.12% | 1029.88%-1003.8pp | 803.00%-776.9pp | 345.46%-319.3pp |
| Employer contribution / active EE | $7,555 | $5,857+29.0% | $5,144+46.9% | $4,764+58.6% |
| Participant deferral / active EE | $5,704 | $5,948-4.1% | $5,198+9.7% | $5,851-2.5% |
| Admin fee / account holder | $4,742 | $17,112-72.3% | $13,956-66.0% | $11,601-59.1% |