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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $363,682 | $217,432+67.3% | $185,851+95.7% | $167,553+117.1% |
| Participation rate | 100.0% | 86.1%+13.9pp | 81.7%+18.3pp | 82.1%+17.9pp |
| Annual return | 19.99% | 148.43%-128.4pp | 122.11%-102.1pp | 478.89%-458.9pp |
| Employer contribution / active EE | $11,060 | $5,874+88.3% | $5,168+114.0% | $4,840+128.5% |
| Participant deferral / active EE | $6,778 | $6,357+6.6% | $5,569+21.7% | $6,343+6.9% |
| Admin fee / account holder | $45,105 | $19,820+127.6% | $16,245+177.7% | $12,316+266.2% |