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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $361,748 | $101,618+256.0% | $93,063+288.7% | $137,256+163.6% |
| Participation rate | 100.0% | 74.9%+25.1pp | 72.1%+27.9pp | 80.0%+20.0pp |
| Annual return | 10.20% | 223.95%-213.7pp | 34.15%-24.0pp | 220.34%-210.1pp |
| Employer contribution / active EE | $14,688 | $2,707+442.6% | $2,476+493.2% | $4,156+253.4% |
| Participant deferral / active EE | $8,986 | $4,279+110.0% | $3,958+127.0% | $6,407+40.3% |
| Admin fee / account holder | $10,973 | $6,198+77.0% | $6,033+81.9% | $12,270-10.6% |