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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $314,106 | $110,093+185.3% | $97,295+222.8% | $145,897+115.3% |
| Participation rate | 100.0% | 75.9%+24.1pp | 72.7%+27.3pp | 80.3%+19.7pp |
| Annual return | 11.59% | 244.76%-233.2pp | 75.62%-64.0pp | 552.29%-540.7pp |
| Employer contribution / active EE | $14,057 | $3,077+356.8% | $2,723+416.3% | $4,663+201.5% |
| Participant deferral / active EE | $8,268 | $4,678+76.8% | $4,264+93.9% | $6,689+23.6% |
| Admin fee / account holder | $9,305 | $6,212+49.8% | $5,646+64.8% | $13,390-30.5% |