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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $20,110 | $106,267-81.1% | $96,520-79.2% | $139,456-85.6% |
| Participation rate | 81.8% | 77.8%+4.0pp | 74.3%+7.5pp | 80.3%+1.5pp |
| Annual return | 12.87% | 38.45%-25.6pp | 35.72%-22.8pp | 373.45%-360.6pp |
| Employer contribution / active EE | $1,207 | $4,105-70.6% | $3,739-67.7% | $4,753-74.6% |
| Participant deferral / active EE | $1,844 | $5,454-66.2% | $4,879-62.2% | $6,711-72.5% |
| Admin fee / account holder | $1,039 | $7,882-86.8% | $6,733-84.6% | $11,407-90.9% |