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Participant contribution per participant is in the bottom quintile of the peer cohort.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant are in the bottom quintile of the peer cohort - savings-rate / match opportunity.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $14,533 | $115,810-87.5% | $101,271-85.6% | $158,966-90.9% |
| Participation rate | 94.1% | 79.4%+14.8pp | 75.8%+18.3pp | 82.0%+12.2pp |
| Annual return | 12.75% | 56.15%-43.4pp | 46.48%-33.7pp | 302.95%-290.2pp |
| Employer contribution / active EE | $2,713 | $4,175-35.0% | $3,660-25.9% | $4,762-43.0% |
| Participant deferral / active EE | $1,327 | $4,958-73.2% | $4,371-69.6% | $5,983-77.8% |
| Admin fee / account holder | $1,765 | $7,248-75.6% | $5,948-70.3% | $11,250-84.3% |