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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $188,124 | $176,786+6.4% | $146,643+28.3% | $167,536+12.3% |
| Participation rate | 100.0% | 83.6%+16.4pp | 80.1%+19.9pp | 82.1%+17.9pp |
| Annual return | 8.72% | 24.04%-15.3pp | 22.75%-14.0pp | 478.82%-470.1pp |
| Employer contribution / active EE | $11,136 | $5,161+115.8% | $4,137+169.2% | $4,839+130.1% |
| Participant deferral / active EE | $8,901 | $6,440+38.2% | $5,506+61.7% | $6,342+40.3% |
| Admin fee / account holder | $3,135 | $13,262-76.4% | $10,280-69.5% | $12,315-74.5% |