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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $142,696 | $152,612-6.5% | $125,192+14.0% | $152,897-6.7% |
| Participation rate | 100.0% | 83.3%+16.7pp | 79.8%+20.2pp | 82.5%+17.5pp |
| Annual return | -0.38% | 54.85%-55.2pp | 43.79%-44.2pp | 345.43%-345.8pp |
| Employer contribution / active EE | $13,626 | $4,947+175.4% | $3,866+252.5% | $4,764+186.1% |
| Participant deferral / active EE | $11,051 | $5,868+88.3% | $4,937+123.8% | $5,851+88.9% |
| Admin fee / account holder | $5,327 | $13,437-60.4% | $9,704-45.1% | $11,599-54.1% |