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Participant contribution per participant is in the bottom quintile of the peer cohort.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $393,405 | $209,405+87.9% | $178,486+120.4% | $158,931+147.5% |
| Participation rate | 100.0% | 86.4%+13.6pp | 81.9%+18.1pp | 82.0%+18.0pp |
| Annual return | 15.05% | 188.77%-173.7pp | 151.08%-136.0pp | 302.86%-287.8pp |
| Employer contribution / active EE | $1,346 | $5,707-76.4% | $5,011-73.1% | $4,761-71.7% |
| Participant deferral / active EE | $837 | $5,954-86.0% | $5,202-83.9% | $5,982-86.0% |
| Admin fee / account holder | $9,270 | $17,076-45.7% | $13,985-33.7% | $11,247-17.6% |