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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $358,990 | $198,457+80.9% | $170,435+110.6% | $147,586+143.2% |
| Participation rate | 92.3% | 88.0%+4.3pp | 83.6%+8.7pp | 82.8%+9.5pp |
| Annual return | 15.20% | 257.30%-242.1pp | 205.94%-190.7pp | 578.59%-563.4pp |
| Employer contribution / active EE | $1,781 | $6,183-71.2% | $5,432-67.2% | $4,876-63.5% |
| Participant deferral / active EE | $3,108 | $5,629-44.8% | $4,939-37.1% | $5,439-42.9% |
| Admin fee / account holder | $31,201 | $16,852+85.1% | $13,881+124.8% | $10,886+186.6% |