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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $196,298 | $110,212+78.1% | $96,534+103.3% | $139,466+40.7% |
| Participation rate | 84.6% | 78.1%+6.5pp | 76.0%+8.6pp | 80.3%+4.3pp |
| Annual return | 15.80% | 26.42%-10.6pp | 25.88%-10.1pp | 373.66%-357.9pp |
| Employer contribution / active EE | $3,121 | $3,620-13.8% | $2,965+5.2% | $4,754-34.4% |
| Participant deferral / active EE | $10,769 | $5,547+94.1% | $4,851+122.0% | $6,712+60.5% |
| Admin fee / account holder | $2,289 | $11,599-80.3% | $8,253-72.3% | $11,409-79.9% |