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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $132,403 | $112,131+18.1% | $95,964+38.0% | $158,982-16.7% |
| Participation rate | 92.3% | 79.0%+13.3pp | 77.1%+15.2pp | 82.0%+10.3pp |
| Annual return | 15.41% | 171.19%-155.8pp | 91.64%-76.2pp | 302.99%-287.6pp |
| Employer contribution / active EE | $2,115 | $3,199-33.9% | $2,541-16.8% | $4,763-55.6% |
| Participant deferral / active EE | $6,254 | $4,784+30.7% | $4,167+50.1% | $5,983+4.5% |
| Admin fee / account holder | $4,928 | $10,136-51.4% | $6,797-27.5% | $11,252-56.2% |