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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $138,034 | $156,398-11.7% | $147,318-6.3% | $138,895-0.6% |
| Participation rate | 63.6% | 83.8%-20.1pp | 82.1%-18.4pp | 79.9%-16.3pp |
| Annual return | 14.55% | 78.75%-64.2pp | 70.43%-55.9pp | 145.39%-130.8pp |
| Employer contribution / active EE | $1,617 | $4,853-66.7% | $4,593-64.8% | $4,194-61.5% |
| Participant deferral / active EE | $4,996 | $8,237-39.3% | $7,906-36.8% | $6,396-21.9% |
| Admin fee / account holder | $25,556 | $14,976+70.6% | $13,708+86.4% | $12,562+103.4% |