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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $159,714 | $198,457-19.5% | $170,435-6.3% | $147,586+8.2% |
| Participation rate | 60.0% | 88.0%-28.0pp | 83.6%-23.6pp | 82.8%-22.8pp |
| Annual return | 12.12% | 257.30%-245.2pp | 205.94%-193.8pp | 578.59%-566.5pp |
| Employer contribution / active EE | $0 | $6,183-100.0% | $5,432-100.0% | $4,876-100.0% |
| Participant deferral / active EE | $3,104 | $5,629-44.9% | $4,939-37.2% | $5,439-42.9% |
| Admin fee / account holder | $15,427 | $16,852-8.5% | $13,881+11.1% | $10,886+41.7% |