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Employer contribution per participant is in the bottom quintile of the peer cohort.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $93,792 | $86,949+7.9% | $102,460-8.5% | $80,959+15.9% |
| Participation rate | 76.9% | 72.4%+4.5pp | 76.5%+0.4pp | 67.7%+9.3pp |
| Annual return | 11.10% | 18.89%-7.8pp | 29.47%-18.4pp | 35.67%-24.6pp |
| Employer contribution / active EE | $537 | $2,370-77.4% | $3,025-82.3% | $2,757-80.5% |
| Participant deferral / active EE | $2,406 | $4,121-41.6% | $5,056-52.4% | $4,300-44.0% |
| Admin fee / account holder | $2,170 | $8,048-73.0% | $9,460-77.1% | $6,925-68.7% |