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Employer contribution per participant is in the bottom quintile of the peer cohort.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $93,792 | $86,938+7.9% | $102,423-8.4% | $80,925+15.9% |
| Participation rate | 76.9% | 72.4%+4.5pp | 76.5%+0.4pp | 67.7%+9.3pp |
| Annual return | 11.10% | 18.89%-7.8pp | 29.42%-18.3pp | 35.65%-24.5pp |
| Employer contribution / active EE | $537 | $2,369-77.4% | $3,023-82.3% | $2,756-80.5% |
| Participant deferral / active EE | $2,406 | $4,120-41.6% | $5,054-52.4% | $4,299-44.0% |
| Admin fee / account holder | $2,170 | $8,053-73.0% | $9,455-77.0% | $6,940-68.7% |