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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $102,417 | $98,760+3.7% | $149,715-31.6% | $79,858+28.2% |
| Participation rate | 72.9% | 75.8%-2.9pp | 82.5%-9.6pp | 69.6%+3.3pp |
| Annual return | 3.09% | 27.43%-24.3pp | 276.66%-273.6pp | 31.72%-28.6pp |
| Employer contribution / active EE | $687 | $3,217-78.7% | $4,645-85.2% | $2,471-72.2% |
| Participant deferral / active EE | $4,858 | $5,681-14.5% | $6,842-29.0% | $3,740+29.9% |
| Admin fee / account holder | $5,706 | $6,053-5.7% | $9,310-38.7% | $5,306+7.5% |