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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $76,179 | $76,551-0.5% | $123,894-38.5% | $62,881+21.1% |
| Participation rate | 100.0% | 73.0%+27.0pp | 81.4%+18.6pp | 69.3%+30.7pp |
| Annual return | 0.45% | 18.68%-18.2pp | 47.52%-47.1pp | 20.14%-19.7pp |
| Employer contribution / active EE | $1,842 | $2,882-36.1% | $4,617-60.1% | $2,281-19.2% |
| Participant deferral / active EE | $4,044 | $4,840-16.5% | $5,984-32.4% | $3,203+26.2% |
| Admin fee / account holder | $14,263 | $4,826+195.6% | $8,357+70.7% | $4,296+232.0% |