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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $195,129 | $99,011+97.1% | $86,582+125.4% | $147,586+32.2% |
| Participation rate | 100.0% | 76.3%+23.7pp | 73.5%+26.5pp | 82.8%+17.2pp |
| Annual return | 18.63% | 1312.75%-1294.1pp | 965.08%-946.5pp | 578.59%-560.0pp |
| Employer contribution / active EE | $5,072 | $3,132+61.9% | $2,839+78.6% | $4,876+4.0% |
| Participant deferral / active EE | $10,441 | $3,972+162.8% | $3,609+189.3% | $5,439+92.0% |
| Admin fee / account holder | $551 | $5,709-90.4% | $4,904-88.8% | $10,886-94.9% |