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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $245,103 | $90,607+170.5% | $79,467+208.4% | $135,380+81.0% |
| Participation rate | 100.0% | 76.0%+24.0pp | 73.3%+26.7pp | 82.6%+17.4pp |
| Annual return | 11.65% | 977.74%-966.1pp | 718.30%-706.7pp | 519.81%-508.2pp |
| Employer contribution / active EE | $9,350 | $3,068+204.8% | $2,800+233.9% | $4,779+95.7% |
| Participant deferral / active EE | $12,280 | $4,050+203.2% | $3,704+231.5% | $5,609+118.9% |
| Admin fee / account holder | $5,839 | $5,895-0.9% | $5,104+14.4% | $10,828-46.1% |