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| Provider | Service type | Compensation |
|---|---|---|
OSAIC WEALTH INC1 year Filed as: OSAIC FINL Service code 27 · EIN 41-0944586 | Advisory (Plan) | $26,328 |
ASCENSUS LLC6 years Service code 15 · EIN 11-3665754 | Recordkeeping | $16,169 |
Employer contribution per participant is in the bottom quintile of the peer cohort.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Auditor signed off without reservation - the cleanest possible opinion.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $86,014 | $88,203-2.5% | $165,100-47.9% | $74,478+15.5% |
| Participation rate | 87.0% | 73.1%+13.9pp | 78.6%+8.4pp | 67.2%+19.8pp |
| Annual return | 15.41% | 17.13%-1.7pp | 70.21%-54.8pp | 1370.56%-1355.1pp |
| Employer contribution / active EE | $334 | $2,601-87.2% | $4,348-92.3% | $2,626-87.3% |
| Participant deferral / active EE | $4,971 | $4,505+10.3% | $6,035-17.6% | $4,350+14.3% |
| Admin fee / account holder | $383 | $2,235-82.9% | $12,696-97.0% | $1,946-80.3% |